Responsibilities

• Acknowledge the nature of market based on segmentation which has been stated as fundamental in determining target market.
• Conduct credit process, credit monitoring, and administration based on the regulation that refer to "Kebijakan Perkreditan Bank" (KPB).
• Able to identify consumer need and product offering which correspond to it.
• Conduct credit professionally and compose credit memorandum as credit approval application to credit committee.

   

Qualifications And Key Competencies

• Candidate must possess at least a Bachelor's Degree with maximum age 35 years old.
• At least 3 years working experience as account officer lending in banking industry and have database.
• Effective communication and good relationship.
• Able to work under pressure, good interpersonal, and target oriented person.
• Able to analyze financial report.
• Having knowledge about 5C's of credit analysis (Character, Capital, Capacity, Collateral, and Condition of Economy).